Privacy Policy

1. Information We Collect

We may collect information you provide directly to us, such as when you fill out a form, request information, schedule a consultation, or communicate with us.

• Contact information: name, email address, phone number, mailing address.
• Business/financial details you choose to share: information relevant to advisory services, expense solutions, or consultations.
• Communications: messages you send to us, including emails and form submissions.
• Website usage data: basic technical data such as IP address, browser type, device identifiers, and pages visited (see Cookies & Analytics).

2. How We Use Information

We use information to:

• Provide and improve our services and customer support.
• Respond to inquiries and communicate about requested information.
• Schedule appointments and deliver service-related notifications.
• Send updates, offers, or educational content only when you have opted in where required by law.
• Maintain the security and integrity of our website and systems.
• Comply with applicable legal obligations.

We do not sell your personal information in the ordinary course of business. We also do not sell or share mobile opt-in data/consent for marketing purposes (see “SMS / Text Messaging & Mobile Information” below).

3. How We Share Information

We may share information with service providers that help us operate our business (for example, website hosting, analytics, communications tools, and customer support). These providers are permitted to use information only to perform services for us.

We may also disclose information if required to do so by law or to protect our rights, customers, or services.

4. SMS / Text Messaging & Mobile Information

If you provide your phone number and opt in to receive text messages from us, we may send messages consistent with the consent you provided (for example, service updates, appointment reminders, or marketing messages if you opted in). You can opt out at any time by replying STOP. For help, reply HELP or contact us using the information in the “Contact Us” section below. Message and data rates may apply depending on your carrier and plan.

Non-Sharing Clause (Required):
"No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties."

5. Cookies & Analytics

We may use cookies and similar technologies to operate our site and understand how visitors use it. You can control cookies through your browser settings, but some site features may not function properly if cookies are disabled.

Cookies may be used for functionality (like remembering preferences), analytics (like understanding which pages are visited), and performance/security.

6. Data Security

We take reasonable administrative, technical, and physical measures designed to protect information from unauthorized access, loss, misuse, or alteration. No method of transmission or storage is 100% secure.

7. Data Retention

We retain information for as long as needed to provide services, maintain business records, comply with legal obligations, resolve disputes, and enforce agreements.

8. Your Rights

Depending on your location and applicable law, you may have rights related to your personal information, such as:

• Access: request details about the personal information we hold about you.
• Correction: request corrections to inaccurate or incomplete information.
• Deletion: request deletion of certain personal information (subject to legal/recordkeeping requirements).
• Opt-out: opt out of marketing emails (unsubscribe link, if provided) and SMS (reply STOP).
• Withdraw consent: where processing is based on consent, you may withdraw that consent (where permitted by law).

To exercise these rights, contact us using the information in the “Contact Us” section. We may need to verify your identity before fulfilling certain requests.

9. Children’s Privacy

Our services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this page. Your continued use of our site after changes are posted indicates your acceptance of the updated policy.

11. Contact Us

SaveSmart Advisors
5067 Judicial Way, Frederick, MD 21703
Phone: (240) 342-9116
Email: [email protected]
Website: businessexpensesolutions.com

12. Terms of Service

Please also review our Terms of Service (including our SMS / Mobile Terms): https://businessexpensesolutions.com/terms_of_services-page

13. Privacy Policy Summary

This Privacy Policy addresses the following:

• What information is collected (see Section 1)
• How user data is used (see Section 2)
• SMS opt-in details (see Section 4)
• Cookie & tracking practices (see Section 5)
• Data security and handling (see Section 6)
• User rights (see Section 8)
• Mobile info sharing statement (see Section 4 – Non-Sharing Clause)
• Link to Terms of Service: https://businessexpensesolutions.com/terms_of_services-page