Terms of Service

SaveSmart Advisors (BusinessExpenseSolutions.com)
Effective Date: March 3, 2026
Last Updated: March 3, 2026
Includes SMS / Mobile Terms (A2P/10DLC-aligned)
For A2P review: Link this page and your Privacy Policy in the footer of every opt-in form, and ensure both pages are publicly accessible.

1. Acceptance of Terms

By accessing or using this website, submitting forms, requesting information, booking an appointment, or otherwise engaging with SaveSmart Advisors (“we,” “us,” “our”), you agree to be bound by these Terms of Service. If you do not agree, do not use our website or services.

2. Eligibility (18+)

You must be at least 18 years old to use our website, submit forms, request services, or opt in to receive SMS/text messages from SaveSmart Advisors.

By using our site or opting in to SMS, you represent that you are 18+ and have the authority to provide the contact information submitted.

3. Services

SaveSmart Advisors provides advisory and business expense solution-related services and information. Any information on this website is provided for general informational purposes and may not apply to your specific circumstances. We do not provide legal or tax advice unless explicitly stated in a written agreement.

4. Mobile / SMS Terms of Service

4.1 Program (Brand) Name

The SMS messaging program is operated by SaveSmart Advisors (“Program”).

4.2 Description of SMS Use Cases (Required)

If you opt in, you may receive SMS/text messages that include (but are not limited to):

  • Customer care: responses to your inquiries, requested information, and service-related updates.
  • Scheduling: appointment confirmations, reminders, rescheduling notices, and follow-ups.
  • Marketing (only if you opted in to marketing): occasional promotions or educational content related to our services.

4.3 Opt-Out Instructions (Required)

You can cancel the SMS service at any time. Simply text STOP to (240) 342-9116.

After you send STOP, we will send a confirmation message to confirm you have been unsubscribed. After that, you will no longer receive SMS messages from us.

4.4 Rejoining Instructions

If you want to join again after opting out, submit your information through one of our opt-in forms again (or otherwise provide affirmative consent), and we will resume sending messages consistent with the consent you provided.

4.5 Customer Support Contact (Required)

If you are experiencing issues with the messaging program, reply with the keyword HELP for more assistance.

You can also contact support directly at [email protected] or call (240) 342-9116.

4.6 Message & Data Rate Disclosure (Required)

Message and data rates may apply for messages sent to you from us and to us from you, according to your mobile plan. Message frequency varies. If you have questions about your text or data plan, contact your wireless provider.

4.7 Carrier Liability Disclaimer (Required)

Carriers are not liable for delayed or undelivered messages.

4.8 Consent, Compliance, and Legal Notes

  • Consent: By providing your number and opting in, you agree to receive SMS messages as described above, consistent with your consent.
  • No condition of purchase: Your consent to receive SMS messages is not a condition of purchase (where applicable).
  • Industry standards: We follow applicable laws and industry standards (including CTIA guidance and carrier requirements) for messaging and consent.
  • 18+: This Program is intended for individuals age 18 and over.

5. Privacy Policy (Required Link)

For privacy-related inquiries, please review our Privacy Policy: https://businessexpensesolutions.com/privacy_policy

6. Disclaimers

THE WEBSITE AND ANY CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SAVESMART ADVISORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO USE) THE WEBSITE OR SERVICES.

8. Indemnification

You agree to defend, indemnify, and hold harmless SaveSmart Advisors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the website or services, your violation of these Terms, or your infringement of any rights of another.

9. Changes to Terms

We may update these Terms from time to time. When we do, we will revise the “Last Updated” date above. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to conflict of law principles.

11. Contact Us

SaveSmart Advisors
5067 Judicial Way, Frederick, MD 21703
Phone: (240) 342-9116
Email: [email protected]
Website: businessexpensesolutions.com